U.S. consumers are cutting debt and trying to conserve more money. A double dip recession is the primary concern for the federal Reserve which intends on keeping interest rates as low as possible. Record-low interest rates are fattening bank bottom lines. Low interest rates like these make it so banks pay less but nevertheless collect ...

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One of the costs of a mortgage loan is the closing costs, or the fee you pay whenever you finally pay your mortgage off or sell your home. The average closing costs nationally cost about ten times as much as a payday loan. The average for closing costs have been going up nationwide. New regulations ...

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The United States holds major sway on the world stage. International finance is certainly an area where the nation has some power, which is why charges were brought against England's Barclays Bank so effortlessly. The Washington Post reports that federal prosecutors accused Barclays of violating U.S. sanctions against Cuba, Iran, Libya, Sudan and Burma for ...

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Arthur Laffer is making news by predicting the U.S. economy will collapse next year when George W. Bush tax cuts expire in 2010. His theory on the Obama tax plan is depending on how those with money can choose when and how they collect their income to evade taxes. Laffer seems to think the economy ...

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Everyone needs personal loans of some type, someplace along the line. Whether it’s an emergency loan until payday because you blew a flat tire, or for a home, car or college education, the chances are fairly high that you'll have to finance something eventually. If you're getting into the market for personal loan for whichever ...

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